2020 BND to SAR Historical Review

YEARLY HIGH

2.8392 SAR

YEARLY LOW

2.5835 SAR

YEARLY AVERAGE

2.7216 SAR

2020 BND to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.8392. Conversely, the yearly low was recorded on March 23, dropping to 2.5835.

This high-to-low spread represents a total annual volatility of 0.2557 SAR. From a start-to-finish perspective, comparing the January average rate of 2.7771 to the December average rate of 2.8157, the exchange rate registered a net change of 1.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8392 was up 1.94% compared to the 2019 peak of 2.7853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 14,196 SAR

2019 Average 13,671 SAR

Yearly Trough Low 12,918 SAR

Transaction Impact: A difference of 1,278.47 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8332

2.6225

JanuMarcMayJulySeptNove

BND to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6858, compared to 2.7575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0716 points.

H1 Avg (Jan–Jun) 2.6858

H2 Avg (Jul–Dec) 2.7575

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1393 SAR (High: 2.7229 / Low: 2.5835). On the other end, October was the most stable month, with a tight range of 0.0225 SAR (High: 2.7676 / Low: 2.7451).

March Spread (Volatile) ±0.1393

October Spread (Stable) ±0.0225

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0766 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0766

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.8157) against the same month in 2019 (average: 2.7650), the exchange rate shifted by +0.0506 (+1.83%).

2020 Avg (December) 2.8157

2019 Avg (December) 2.7650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7882	2.7477	2.7771
February	2.7477	2.6757	2.7005
March	2.7229	2.5835	2.6527
April	2.6655	2.6143	2.6401
May	2.6824	2.6343	2.6511
June	2.7104	2.6631	2.6934
July	2.7332	2.6864	2.7014
August	2.7595	2.7248	2.7385
September	2.7648	2.7219	2.7468
October	2.7676	2.7451	2.7592
November	2.8047	2.7460	2.7832
December	2.8392	2.7957	2.8157