2021 BND to SAR Historical Review

YEARLY HIGH

2.8521 SAR

YEARLY LOW

2.7309 SAR

YEARLY AVERAGE

2.7920 SAR

2021 BND to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BND to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.8521. Conversely, the yearly low was recorded on December 19, dropping to 2.7309.

This high-to-low spread represents a total annual volatility of 0.1212 SAR. From a start-to-finish perspective, comparing the January average rate of 2.8273 to the December average rate of 2.7528, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.8521 was up 0.46% compared to the 2020 peak of 2.8392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 14,261 SAR

2020 Average 13,609 SAR

Yearly Trough Low 13,655 SAR

Transaction Impact: A difference of 605.99 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.8348

2.7454

JanuMarcMayJulySeptNove

BND to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8149, compared to 2.7690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0459 points.

H1 Avg (Jan–Jun) 2.8149

H2 Avg (Jul–Dec) 2.7690

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0505 SAR (High: 2.7919 / Low: 2.7414). On the other end, May was the most stable month, with a tight range of 0.0302 SAR (High: 2.8383 / Low: 2.8081).

July Spread (Volatile) ±0.0505

May Spread (Stable) ±0.0302

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0421 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0421

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.8273) against the same month in 2020 (average: 2.7771), the exchange rate shifted by +0.0502 (+1.81%).

2021 Avg (January) 2.8273

2020 Avg (January) 2.7771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8521	2.8134	2.8273
February	2.8462	2.8028	2.8254
March	2.8189	2.7813	2.7949
April	2.8349	2.7847	2.8087
May	2.8383	2.8081	2.8209
June	2.8353	2.7854	2.8124
July	2.7919	2.7414	2.7703
August	2.7938	2.7509	2.7679
September	2.8010	2.7547	2.7838
October	2.7921	2.7572	2.7765
November	2.7851	2.7375	2.7629
December	2.7806	2.7309	2.7528