2012 BOB to HNL Historical Review

YEARLY HIGH

2.8489 HNL

YEARLY LOW

2.7248 HNL

YEARLY AVERAGE

2.7816 HNL

2012 BOB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BOB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.8489. Conversely, the yearly low was recorded on July 2, dropping to 2.7248.

This high-to-low spread represents a total annual volatility of 0.1242 HNL. From a start-to-finish perspective, comparing the January average rate of 2.7623 to the December average rate of 2.8398, the exchange rate registered a net change of 2.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.8489 was up 3.34% compared to the 2011 peak of 2.7569, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 14,245 HNL

2011 Average 13,571 HNL

Yearly Trough Low 13,624 HNL

Transaction Impact: A difference of 620.77 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.8503

2.7237

JanuMarcMayJulySeptNove

BOB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7602, compared to 2.8031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 2.7602

H2 Avg (Jul–Dec) 2.8031

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0652 HNL (High: 2.8052 / Low: 2.7400). On the other end, October was the most stable month, with a tight range of 0.0044 HNL (High: 2.8204 / Low: 2.8160).

August Spread (Volatile) ±0.0652

October Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0139 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.8398) against the same month in 2011 (average: 2.7494), the exchange rate shifted by +0.0904 (+3.29%).

2012 Avg (December) 2.8398

2011 Avg (December) 2.7494

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7687	2.7532	2.7623
February	2.7682	2.7593	2.7642
March	2.7681	2.7592	2.7622
April	2.7693	2.7577	2.7647
May	2.7696	2.7395	2.7598
June	2.7692	2.7380	2.7481
July	2.7787	2.7248	2.7343
August	2.8052	2.7400	2.7869
September	2.8167	2.8013	2.8096
October	2.8204	2.8160	2.8181
November	2.8326	2.8206	2.8298
December	2.8489	2.8326	2.8398