YEARLY HIGH
3.2292 HNL
YEARLY LOW
3.0371 HNL
YEARLY AVERAGE
3.1416 HNL

2015 BOB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BOB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.2292. Conversely, the yearly low was recorded on January 11, dropping to 3.0371.

This high-to-low spread represents a total annual volatility of 0.1921 HNL. From a start-to-finish perspective, comparing the January average rate of 3.0470 to the December average rate of 3.1699, the exchange rate registered a net change of 4.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.2292 was up 4.71% compared to the 2014 peak of 3.0838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 16,146 HNL
2014 Average 14,771 HNL
Yearly Trough Low 15,185 HNL
Transaction Impact: A difference of 960.63 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.1937
3.0337
JanuMarcMayJulySeptNove

BOB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1107, compared to 3.1725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0618 points.

H1 Avg (Jan–Jun) 3.1107
H2 Avg (Jul–Dec) 3.1725

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1091 HNL (High: 3.1473 / Low: 3.0382). On the other end, July was the most stable month, with a tight range of 0.0120 HNL (High: 3.1708 / Low: 3.1588).

March Spread (Volatile) ±0.1091
July Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0130 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 3.1699) against the same month in 2014 (average: 3.0520), the exchange rate shifted by +0.1179 (+3.86%).

2015 Avg (December) 3.1699
2014 Avg (December) 3.0520

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0589 3.0371 3.0470
February 3.0721 3.0376 3.0599
March 3.1473 3.0382 3.0971
April 3.1822 3.0944 3.1211
May 3.1836 3.1679 3.1762
June 3.1705 3.1522 3.1632
July 3.1708 3.1588 3.1638
August 3.1850 3.1637 3.1770
September 3.1710 3.1534 3.1661
October 3.1954 3.1616 3.1780
November 3.1917 3.1716 3.1803
December 3.2292 3.1482 3.1699