2013 BOB to HNL Historical Review

YEARLY HIGH

2.9736 HNL

YEARLY LOW

2.7097 HNL

YEARLY AVERAGE

2.8919 HNL

2013 BOB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BOB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 2.9736. Conversely, the yearly low was recorded on May 22, dropping to 2.7097.

This high-to-low spread represents a total annual volatility of 0.2639 HNL. From a start-to-finish perspective, comparing the January average rate of 2.8486 to the December average rate of 2.9538, the exchange rate registered a net change of 3.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.9736 was up 4.38% compared to the 2012 peak of 2.8489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 14,868 HNL

2012 Average 13,908 HNL

Yearly Trough Low 13,549 HNL

Transaction Impact: A difference of 1,319.49 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.9792

2.7498

JanuMarcMayJulySeptNove

BOB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8323, compared to 2.9515 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1193 points.

H1 Avg (Jan–Jun) 2.8323

H2 Avg (Jul–Dec) 2.9515

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1914 HNL (High: 2.9011 / Low: 2.7097). On the other end, January was the most stable month, with a tight range of 0.0072 HNL (High: 2.8520 / Low: 2.8448).

May Spread (Volatile) ±0.1914

January Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0457 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0457

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2013: 2.9601) against the same month in 2012 (average: 2.8298), the exchange rate shifted by +0.1303 (+4.60%).

2013 Avg (November) 2.9601

2012 Avg (November) 2.8298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8520	2.8448	2.8486
February	2.8543	2.8408	2.8503
March	2.8464	2.8054	2.8279
April	2.8108	2.7628	2.7823
May	2.9011	2.7097	2.7689
June	2.9379	2.8944	2.9156
July	2.9522	2.9228	2.9364
August	2.9541	2.9457	2.9511
September	2.9616	2.9361	2.9503
October	2.9606	2.9492	2.9575
November	2.9736	2.9400	2.9601
December	2.9703	2.9322	2.9538