2013 BOB to HRK Historical Review

YEARLY HIGH

0.8493 HRK

YEARLY LOW

0.7956 HRK

YEARLY AVERAGE

0.8216 HRK

2013 BOB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BOB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.8493. Conversely, the yearly low was recorded on February 3, dropping to 0.7956.

This high-to-low spread represents a total annual volatility of 0.0537 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8152 to the December average rate of 0.8063, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8493 was down 4.42% compared to the 2012 peak of 0.8886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 4,247 HRK

2012 Average 4,215 HRK

Yearly Trough Low 3,978 HRK

Transaction Impact: A difference of 268.71 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8408

0.8032

JanuMarcMayJulySeptNove

BOB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8255, compared to 0.8177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.8255

H2 Avg (Jul–Dec) 0.8177

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0334 HRK (High: 0.8290 / Low: 0.7956). On the other end, November was the most stable month, with a tight range of 0.0113 HRK (High: 0.8242 / Low: 0.8129).

February Spread (Volatile) ±0.0334

November Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0165 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.8362) against the same month in 2012 (average: 0.8265), the exchange rate shifted by +0.0097 (+1.18%).

2013 Avg (April) 0.8362

2012 Avg (April) 0.8265

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8297	0.8011	0.8152
February	0.8290	0.7956	0.8119
March	0.8491	0.8296	0.8377
April	0.8493	0.8297	0.8362
May	0.8437	0.8239	0.8343
June	0.8338	0.8011	0.8178
July	0.8467	0.8180	0.8306
August	0.8282	0.8133	0.8190
September	0.8356	0.8143	0.8236
October	0.8162	0.7996	0.8083
November	0.8242	0.8129	0.8184
December	0.8153	0.7999	0.8063