2017 BOB to HRK Historical Review

YEARLY HIGH

1.0490 HRK

YEARLY LOW

0.8829 HRK

YEARLY AVERAGE

0.9541 HRK

2017 BOB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the BOB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.0490. Conversely, the yearly low was recorded on September 10, dropping to 0.8829.

This high-to-low spread represents a total annual volatility of 0.1661 HRK. From a start-to-finish perspective, comparing the January average rate of 1.0238 to the December average rate of 0.9201, the exchange rate registered a net change of -10.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 1.0490 was down 0.15% compared to the 2016 peak of 1.0506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,245 HRK

2016 Average 4,934 HRK

Yearly Trough Low 4,414 HRK

Transaction Impact: A difference of 830.59 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

1.0365

0.8843

JanuMarcMayJulySeptNove

BOB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9930, compared to 0.9152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0778 points.

H1 Avg (Jan–Jun) 0.9930

H2 Avg (Jul–Dec) 0.9152

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0468 HRK (High: 1.0490 / Low: 1.0022). On the other end, June was the most stable month, with a tight range of 0.0229 HRK (High: 0.9580 / Low: 0.9351).

January Spread (Volatile) ±0.0468

June Spread (Stable) ±0.0229

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0353 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 1.0238) against the same month in 2016 (average: 1.0201), the exchange rate shifted by +0.0037 (+0.36%).

2017 Avg (January) 1.0238

2016 Avg (January) 1.0201

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0490	1.0022	1.0238
February	1.0238	0.9969	1.0106
March	1.0179	0.9878	1.0024
April	1.0147	0.9816	1.0027
May	0.9827	0.9515	0.9674
June	0.9580	0.9351	0.9508
July	0.9420	0.9073	0.9244
August	0.9107	0.8829	0.9001
September	0.9180	0.8829	0.8969
October	0.9340	0.9095	0.9239
November	0.9403	0.9085	0.9259
December	0.9314	0.8938	0.9201