2015 BOB to HRK Historical Review

YEARLY HIGH

1.0521 HRK

YEARLY LOW

0.9164 HRK

YEARLY AVERAGE

0.9935 HRK

2015 BOB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BOB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.0521. Conversely, the yearly low was recorded on January 1, dropping to 0.9164.

This high-to-low spread represents a total annual volatility of 0.1357 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9567 to the December average rate of 1.0153, the exchange rate registered a net change of 6.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0521 was up 15.00% compared to the 2014 peak of 0.9148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,260 HRK

2014 Average 4,164 HRK

Yearly Trough Low 4,582 HRK

Transaction Impact: A difference of 678.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0325

0.9498

JanuMarcMayJulySeptNove

BOB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9895, compared to 0.9975 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.9895

H2 Avg (Jul–Dec) 0.9975

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0816 HRK (High: 0.9980 / Low: 0.9164). On the other end, February was the most stable month, with a tight range of 0.0182 HRK (High: 0.9922 / Low: 0.9739).

January Spread (Volatile) ±0.0816

February Spread (Stable) ±0.0182

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0380 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0380

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.0215) against the same month in 2014 (average: 0.8011), the exchange rate shifted by +0.2204 (+27.51%).

2015 Avg (March) 1.0215

2014 Avg (March) 0.8011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9980	0.9164	0.9567
February	0.9922	0.9739	0.9825
March	1.0521	0.9915	1.0215
April	1.0359	0.9814	1.0184
May	1.0051	0.9526	0.9804
June	1.0017	0.9667	0.9773
July	1.0165	0.9858	0.9987
August	1.0080	0.9494	0.9845
September	0.9904	0.9631	0.9777
October	1.0056	0.9641	0.9831
November	1.0446	0.9980	1.0256
December	1.0424	1.0048	1.0153