2020 BOB to INR Historical Review

YEARLY HIGH

11.2112 INR

YEARLY LOW

10.2284 INR

YEARLY AVERAGE

10.7398 INR

2020 BOB to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 11.2112. Conversely, the yearly low was recorded on January 13, dropping to 10.2284.

This high-to-low spread represents a total annual volatility of 0.9828 INR. From a start-to-finish perspective, comparing the January average rate of 10.3062 to the December average rate of 10.6850, the exchange rate registered a net change of 3.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.2112 was up 6.62% compared to the 2019 peak of 10.5151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 56,056 INR

2019 Average 50,939 INR

Yearly Trough Low 51,142 INR

Transaction Impact: A difference of 4,914.20 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.1309

10.2313

JanuMarcMayJulySeptNove

BOB to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7467, compared to 10.7329 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0138 points.

H1 Avg (Jan–Jun) 10.7467

H2 Avg (Jul–Dec) 10.7329

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7690 INR (High: 11.2112 / Low: 10.4422). On the other end, July was the most stable month, with a tight range of 0.1264 INR (High: 10.9220 / Low: 10.7956).

March Spread (Volatile) ±0.7690

July Spread (Stable) ±0.1264

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1542 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1542

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 10.8213) against the same month in 2019 (average: 10.0738), the exchange rate shifted by +0.7475 (+7.42%).

2020 Avg (March) 10.8213

2019 Avg (March) 10.0738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.4054	10.2284	10.3062
February	10.4422	10.2802	10.3525
March	11.2112	10.4422	10.8213
April	11.1595	10.8959	11.0559
May	11.0559	10.9191	10.9768
June	11.0696	10.8668	10.9675
July	10.9220	10.7956	10.8457
August	10.8933	10.5975	10.8027
September	10.7249	10.5840	10.6485
October	10.8075	10.5652	10.6542
November	10.8450	10.7031	10.7613
December	10.7639	10.6133	10.6850