2021 BOB to INR Historical Review

YEARLY HIGH

11.0536 INR

YEARLY LOW

10.4470 INR

YEARLY AVERAGE

10.7081 INR

2021 BOB to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 11.0536. Conversely, the yearly low was recorded on June 7, dropping to 10.4470.

This high-to-low spread represents a total annual volatility of 0.6066 INR. From a start-to-finish perspective, comparing the January average rate of 10.6105 to the December average rate of 10.9290, the exchange rate registered a net change of 3.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.0536 was down 1.41% compared to the 2020 peak of 11.2112, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 55,268 INR

2020 Average 53,703 INR

Yearly Trough Low 52,235 INR

Transaction Impact: A difference of 3,032.77 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.9681

10.4987

JanuMarcMayJulySeptNove

BOB to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6209, compared to 10.7953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1743 points.

H1 Avg (Jan–Jun) 10.6209

H2 Avg (Jul–Dec) 10.7953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3266 INR (High: 10.9236 / Low: 10.5970). On the other end, January was the most stable month, with a tight range of 0.1102 INR (High: 10.6734 / Low: 10.5631).

April Spread (Volatile) ±0.3266

January Spread (Stable) ±0.1102

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1794 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1794

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 10.9290) against the same month in 2020 (average: 10.6850), the exchange rate shifted by +0.2441 (+2.28%).

2021 Avg (December) 10.9290

2020 Avg (December) 10.6850

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6734	10.5631	10.6105
February	10.6911	10.4762	10.5422
March	10.6322	10.4556	10.5379
April	10.9236	10.5970	10.7863
May	10.7340	10.4868	10.6069
June	10.7666	10.4470	10.6418
July	10.8799	10.7206	10.7965
August	10.7932	10.5799	10.7371
September	10.7622	10.5696	10.6625
October	10.9245	10.7413	10.8524
November	10.9004	10.7275	10.7941
December	11.0536	10.7769	10.9290