YEARLY HIGH
13.1645 INR
YEARLY LOW
12.1485 INR
YEARLY AVERAGE
12.6075 INR

2025 BOB to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 13.1645. Conversely, the yearly low was recorded on May 5, dropping to 12.1485.

This high-to-low spread represents a total annual volatility of 1.0160 INR. From a start-to-finish perspective, comparing the January average rate of 12.4761 to the December average rate of 13.0143, the exchange rate registered a net change of 4.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.1645 was up 5.96% compared to the 2024 peak of 12.4238, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 65,823 INR
2024 Average 60,529 INR
Yearly Trough Low 60,743 INR
Transaction Impact: A difference of 5,080.08 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.0839
12.2492
JanuMarcMayJulySeptNove

BOB to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4519, compared to 12.7632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3113 points.

H1 Avg (Jan–Jun) 12.4519
H2 Avg (Jul–Dec) 12.7632

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.3591 INR (High: 12.6958 / Low: 12.3367). On the other end, October was the most stable month, with a tight range of 0.1737 INR (High: 12.8736 / Low: 12.6999).

February Spread (Volatile) ±0.3591
October Spread (Stable) ±0.1737

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1438 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1438

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 13.0143) against the same month in 2024 (average: 12.3019), the exchange rate shifted by +0.7124 (+5.79%).

2025 Avg (December) 13.0143
2024 Avg (December) 12.3019

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.5654 12.3833 12.4761
February 12.6958 12.3367 12.5766
March 12.6665 12.3186 12.5265
April 12.4852 12.2635 12.3828
May 12.4558 12.1485 12.3187
June 12.5261 12.3188 12.4306
July 12.6822 12.3573 12.4664
August 12.8230 12.5544 12.6773
September 12.8790 12.6916 12.7763
October 12.8736 12.6999 12.7806
November 12.9874 12.7822 12.8640
December 13.1645 12.9268 13.0143