2019 BOB to PEN Historical Review

YEARLY HIGH

0.4929 PEN

YEARLY LOW

0.4742 PEN

YEARLY AVERAGE

0.4827 PEN

2019 BOB to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BOB to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.4929. Conversely, the yearly low was recorded on April 6, dropping to 0.4742.

This high-to-low spread represents a total annual volatility of 0.0187 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4839 to the December average rate of 0.4849, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4929 was down 0.03% compared to the 2018 peak of 0.4930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,464 PEN

2018 Average 2,378 PEN

Yearly Trough Low 2,371 PEN

Transaction Impact: A difference of 93.50 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4904

0.4749

JanuMarcMayJulySeptNove

BOB to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4807, compared to 0.4848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.4807

H2 Avg (Jul–Dec) 0.4848

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0144 PEN (High: 0.4899 / Low: 0.4756). On the other end, July was the most stable month, with a tight range of 0.0033 PEN (High: 0.4778 / Low: 0.4745).

June Spread (Volatile) ±0.0144

July Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.4856) against the same month in 2018 (average: 0.4786), the exchange rate shifted by +0.0071 (+1.48%).

2019 Avg (September) 0.4856

2018 Avg (September) 0.4786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4882	0.4804	0.4839
February	0.4828	0.4782	0.4806
March	0.4805	0.4764	0.4785
April	0.4828	0.4742	0.4776
May	0.4878	0.4787	0.4820
June	0.4899	0.4756	0.4814
July	0.4778	0.4745	0.4762
August	0.4914	0.4793	0.4891
September	0.4929	0.4803	0.4856
October	0.4915	0.4824	0.4856
November	0.4920	0.4823	0.4872
December	0.4913	0.4795	0.4849