YEARLY HIGH
0.5475 PEN
YEARLY LOW
0.4841 PEN
YEARLY AVERAGE
0.5163 PEN

2025 BOB to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.5475. Conversely, the yearly low was recorded on December 10, dropping to 0.4841.

This high-to-low spread represents a total annual volatility of 0.0634 PEN. From a start-to-finish perspective, comparing the January average rate of 0.5423 to the December average rate of 0.4868, the exchange rate registered a net change of -10.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5475 was down 2.48% compared to the 2024 peak of 0.5614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,737 PEN
2024 Average 2,714 PEN
Yearly Trough Low 2,420 PEN
Transaction Impact: A difference of 317.16 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5479
0.4812
JanuMarcMayJulySeptNove

BOB to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5322, compared to 0.5003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0318 points.

H1 Avg (Jan–Jun) 0.5322
H2 Avg (Jul–Dec) 0.5003

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0218 PEN (High: 0.5245 / Low: 0.5028). On the other end, November was the most stable month, with a tight range of 0.0044 PEN (High: 0.4899 / Low: 0.4854).

August Spread (Volatile) ±0.0218
November Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0119 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.5423) against the same month in 2024 (average: 0.5401), the exchange rate shifted by +0.0022 (+0.41%).

2025 Avg (January) 0.5423
2024 Avg (January) 0.5401

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5475 0.5374 0.5423
February 0.5394 0.5300 0.5356
March 0.5394 0.5245 0.5289
April 0.5420 0.5293 0.5354
May 0.5342 0.5252 0.5298
June 0.5275 0.5118 0.5211
July 0.5202 0.5111 0.5143
August 0.5245 0.5028 0.5124
September 0.5120 0.5027 0.5063
October 0.5032 0.4887 0.4944
November 0.4899 0.4854 0.4878
December 0.4942 0.4841 0.4868