2020 BOB to PEN Historical Review

YEARLY HIGH

0.5322 PEN

YEARLY LOW

0.4781 PEN

YEARLY AVERAGE

0.5063 PEN

2020 BOB to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 0.5322. Conversely, the yearly low was recorded on January 5, dropping to 0.4781.

This high-to-low spread represents a total annual volatility of 0.0540 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4809 to the December average rate of 0.5223, the exchange rate registered a net change of 8.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5322 was up 7.97% compared to the 2019 peak of 0.4929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,661 PEN

2019 Average 2,414 PEN

Yearly Trough Low 2,391 PEN

Transaction Impact: A difference of 270.13 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5273

0.4767

JanuMarcMayJulySeptNove

BOB to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4949, compared to 0.5176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0228 points.

H1 Avg (Jan–Jun) 0.4949

H2 Avg (Jul–Dec) 0.5176

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0240 PEN (High: 0.5190 / Low: 0.4950). On the other end, October was the most stable month, with a tight range of 0.0066 PEN (High: 0.5246 / Low: 0.5180).

March Spread (Volatile) ±0.0240

October Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0132 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.5231) against the same month in 2019 (average: 0.4872), the exchange rate shifted by +0.0358 (+7.35%).

2020 Avg (November) 0.5231

2019 Avg (November) 0.4872

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4896	0.4781	0.4809
February	0.4998	0.4862	0.4904
March	0.5190	0.4950	0.5064
April	0.5018	0.4885	0.4932
May	0.4997	0.4894	0.4953
June	0.5122	0.4927	0.5030
July	0.5134	0.5064	0.5092
August	0.5201	0.5095	0.5157
September	0.5213	0.5105	0.5149
October	0.5246	0.5180	0.5207
November	0.5322	0.5188	0.5231
December	0.5265	0.5193	0.5223