2014 BOB to PHP Historical Review

YEARLY HIGH

6.5690 PHP

YEARLY LOW

6.2546 PHP

YEARLY AVERAGE

6.4248 PHP

2014 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 6.5690. Conversely, the yearly low was recorded on September 4, dropping to 6.2546.

This high-to-low spread represents a total annual volatility of 0.3143 PHP. From a start-to-finish perspective, comparing the January average rate of 6.5051 to the December average rate of 6.4650, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 6.5690 was up 1.72% compared to the 2013 peak of 6.4581, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 32,845 PHP

2013 Average 30,571 PHP

Yearly Trough Low 31,273 PHP

Transaction Impact: A difference of 1,571.61 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

6.5290

6.2707

JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.4368, compared to 6.4127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0240 points.

H1 Avg (Jan–Jun) 6.4368

H2 Avg (Jul–Dec) 6.4127

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.2575 PHP (High: 6.5122 / Low: 6.2546). On the other end, November was the most stable month, with a tight range of 0.0346 PHP (High: 6.5260 / Low: 6.4915).

September Spread (Volatile) ±0.2575

November Spread (Stable) ±0.0346

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1000 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 6.5051) against the same month in 2013 (average: 5.8299), the exchange rate shifted by +0.6752 (+11.58%).

2014 Avg (January) 6.5051

2013 Avg (January) 5.8299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5690	6.4208	6.5051
February	6.5674	6.4345	6.4935
March	6.5502	6.4144	6.4779
April	6.5083	6.4087	6.4526
May	6.4504	6.3069	6.3526
June	6.3792	6.3030	6.3390
July	6.3399	6.2578	6.2922
August	6.3776	6.3050	6.3364
September	6.5122	6.2546	6.3911
October	6.5297	6.4549	6.4842
November	6.5260	6.4915	6.5075
December	6.4892	6.4365	6.4650