YEARLY HIGH
7.5177 PHP
YEARLY LOW
6.9247 PHP
YEARLY AVERAGE
7.1872 PHP

2020 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 7.5177. Conversely, the yearly low was recorded on December 27, dropping to 6.9247.

This high-to-low spread represents a total annual volatility of 0.5931 PHP. From a start-to-finish perspective, comparing the January average rate of 7.3510 to the December average rate of 6.9747, the exchange rate registered a net change of -5.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.5177 was down 2.94% compared to the 2019 peak of 7.7457, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 37,589 PHP
2019 Average 37,453 PHP
Yearly Trough Low 34,623 PHP
Transaction Impact: A difference of 2,965.37 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.4342
6.9330
JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3347, compared to 7.0396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2951 points.

H1 Avg (Jan–Jun) 7.3347
H2 Avg (Jul–Dec) 7.0396

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2548 PHP (High: 7.5177 / Low: 7.2629). On the other end, September was the most stable month, with a tight range of 0.0412 PHP (High: 7.0465 / Low: 7.0053).

March Spread (Volatile) ±0.2548
September Spread (Stable) ±0.0412

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0915 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0915

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 7.3925) against the same month in 2019 (average: 7.6013), the exchange rate shifted by -0.2088 (-2.75%).

2020 Avg (March) 7.3925
2019 Avg (March) 7.6013

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.3919 7.2961 7.3510
February 7.3844 7.3037 7.3474
March 7.5177 7.2629 7.3925
April 7.4026 7.2811 7.3474
May 7.3814 7.2381 7.3249
June 7.3048 7.1874 7.2452
July 7.2120 7.0908 7.1537
August 7.1147 7.0023 7.0647
September 7.0465 7.0053 7.0262
October 7.0461 7.0036 7.0241
November 7.0359 6.9642 6.9941
December 7.0109 6.9247 6.9747