2015 BOB to PHP Historical Review

YEARLY HIGH

6.9119 PHP

YEARLY LOW

6.3625 PHP

YEARLY AVERAGE

6.5917 PHP

2015 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 6.9119. Conversely, the yearly low was recorded on January 24, dropping to 6.3625.

This high-to-low spread represents a total annual volatility of 0.5494 PHP. From a start-to-finish perspective, comparing the January average rate of 6.4493 to the December average rate of 6.8378, the exchange rate registered a net change of 6.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 6.9119 was up 5.22% compared to the 2014 peak of 6.5690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 34,560 PHP

2014 Average 32,121 PHP

Yearly Trough Low 31,812 PHP

Transaction Impact: A difference of 2,747.08 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

6.8816

6.3551

JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.4508, compared to 6.7327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2819 points.

H1 Avg (Jan–Jun) 6.4508

H2 Avg (Jul–Dec) 6.7327

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1905 PHP (High: 6.7844 / Low: 6.5939). On the other end, May was the most stable month, with a tight range of 0.0530 PHP (High: 6.4870 / Low: 6.4340).

August Spread (Volatile) ±0.1905

May Spread (Stable) ±0.0530

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0612 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 6.8378) against the same month in 2014 (average: 6.4650), the exchange rate shifted by +0.3728 (+5.77%).

2015 Avg (December) 6.8378

2014 Avg (December) 6.4650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5262	6.3625	6.4493
February	6.4313	6.3737	6.3990
March	6.5126	6.3793	6.4413
April	6.4644	6.4037	6.4293
May	6.4870	6.4340	6.4574
June	6.5668	6.4466	6.5284
July	6.6100	6.5267	6.5617
August	6.7844	6.5939	6.7054
September	6.8064	6.7296	6.7683
October	6.7912	6.6167	6.7071
November	6.8404	6.7784	6.8158
December	6.9119	6.7891	6.8378