YEARLY HIGH
3.9181 HKD
YEARLY LOW
3.8288 HKD
YEARLY AVERAGE
3.8498 HKD

2020 BZD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 3.9181. Conversely, the yearly low was recorded on April 2, dropping to 3.8288.

This high-to-low spread represents a total annual volatility of 0.0893 HKD. From a start-to-finish perspective, comparing the January average rate of 3.8565 to the December average rate of 3.8456, the exchange rate registered a net change of -0.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9181 was down 0.97% compared to the 2019 peak of 3.9564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 19,591 HKD
2019 Average 19,442 HKD
Yearly Trough Low 19,144 HKD
Transaction Impact: A difference of 446.73 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.8611
3.8435
JanuMarcMayJulySeptNove

BZD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8532, compared to 3.8464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 3.8532
H2 Avg (Jul–Dec) 3.8464

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0838 HKD (High: 3.9181 / Low: 3.8344). On the other end, June was the most stable month, with a tight range of 0.0045 HKD (High: 3.8467 / Low: 3.8422).

March Spread (Volatile) ±0.0838
June Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0070 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.8596) against the same month in 2019 (average: 3.8983), the exchange rate shifted by -0.0387 (-0.99%).

2020 Avg (March) 3.8596
2019 Avg (March) 3.8983

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8669 3.8462 3.8565
February 3.8689 3.8511 3.8572
March 3.9181 3.8344 3.8596
April 3.9099 3.8288 3.8526
May 3.8714 3.8428 3.8480
June 3.8467 3.8422 3.8452
July 3.8638 3.8405 3.8463
August 3.8657 3.8339 3.8489
September 3.8472 3.8424 3.8450
October 3.8679 3.8346 3.8457
November 3.8666 3.8435 3.8468
December 3.8490 3.8438 3.8456