YEARLY HIGH
3.9687 HKD
YEARLY LOW
3.8205 HKD
YEARLY AVERAGE
3.8799 HKD

2025 BZD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BZD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 3.9687. Conversely, the yearly low was recorded on February 2, dropping to 3.8205.

This high-to-low spread represents a total annual volatility of 0.1483 HKD. From a start-to-finish perspective, comparing the January average rate of 3.8746 to the December average rate of 3.8683, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.9687 was up 1.57% compared to the 2024 peak of 3.9074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 19,844 HKD
2024 Average 19,361 HKD
Yearly Trough Low 19,102 HKD
Transaction Impact: A difference of 741.25 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.9123
3.8615
JanuMarcMayJulySeptNove

BZD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8789, compared to 3.8809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 3.8789
H2 Avg (Jul–Dec) 3.8809

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0966 HKD (High: 3.9687 / Low: 3.8722). On the other end, July was the most stable month, with a tight range of 0.0101 HKD (High: 3.9143 / Low: 3.9042).

August Spread (Volatile) ±0.0966
July Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0297 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 3.9012) against the same month in 2024 (average: 3.8716), the exchange rate shifted by +0.0296 (+0.76%).

2025 Avg (August) 3.9012
2024 Avg (August) 3.8716

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8933 3.8596 3.8746
February 3.9154 3.8205 3.8730
March 3.9142 3.8640 3.8724
April 3.8763 3.8583 3.8657
May 3.9058 3.8455 3.8802
June 3.9132 3.8973 3.9075
July 3.9143 3.9042 3.9080
August 3.9687 3.8722 3.9012
September 3.8878 3.8610 3.8714
October 3.8874 3.8523 3.8667
November 3.8824 3.8614 3.8700
December 3.8768 3.8600 3.8683