YEARLY HIGH
3.9155 HKD
YEARLY LOW
3.8526 HKD
YEARLY AVERAGE
3.8947 HKD

2026 BZD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BZD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 3.9155. Conversely, the yearly low was recorded on February 1, dropping to 3.8526.

This high-to-low spread represents a total annual volatility of 0.0629 HKD. From a start-to-finish perspective, comparing the January average rate of 3.8775 to the December average rate of 3.9093, the exchange rate registered a net change of 0.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.9155 was down 1.34% compared to the 2025 peak of 3.9687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 19,578 HKD
2025 Average 19,400 HKD
Yearly Trough Low 19,263 HKD
Transaction Impact: A difference of 314.51 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.9125
3.8743
JanuMarcMayJuly

BZD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8915, compared to 3.9043 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 3.8915
H2 Avg (Jul–Dec) 3.9043

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0474 HKD (High: 3.9001 / Low: 3.8526). On the other end, August was the most stable month, with a tight range of 0.0050 HKD (High: 3.9110 / Low: 3.9060).

February Spread (Volatile) ±0.0474
August Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 3.8993) against the same month in 2025 (average: 3.9080), the exchange rate shifted by -0.0088 (-0.22%).

2026 Avg (July) 3.8993
2025 Avg (July) 3.9080

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9060 3.8687 3.8775
February 3.9001 3.8526 3.8886
March 3.9081 3.8781 3.8942
April 3.9059 3.8779 3.8958
May 3.9023 3.8932 3.8964
June 3.9035 3.8914 3.8964
July 3.9155 3.8903 3.8993
August 3.9110 3.9060 3.9093