YEARLY HIGH
0.8836 NZD
YEARLY LOW
0.6876 NZD
YEARLY AVERAGE
0.7650 NZD

2020 BZD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.8836. Conversely, the yearly low was recorded on December 30, dropping to 0.6876.

This high-to-low spread represents a total annual volatility of 0.1960 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7504 to the December average rate of 0.6991, the exchange rate registered a net change of -6.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8836 was up 10.86% compared to the 2019 peak of 0.7970, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,418 NZD
2019 Average 3,767 NZD
Yearly Trough Low 3,438 NZD
Transaction Impact: A difference of 979.76 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8400
0.6863
JanuMarcMayJulySeptNove

BZD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7937, compared to 0.7364 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0573 points.

H1 Avg (Jan–Jun) 0.7937
H2 Avg (Jul–Dec) 0.7364

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1031 NZD (High: 0.8836 / Low: 0.7804). On the other end, October was the most stable month, with a tight range of 0.0148 NZD (High: 0.7554 / Low: 0.7406).

March Spread (Volatile) ±0.1031
October Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0457 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0457

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8233) against the same month in 2019 (average: 0.7267), the exchange rate shifted by +0.0966 (+13.30%).

2020 Avg (March) 0.8233
2019 Avg (March) 0.7267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7676 0.7328 0.7504
February 0.7943 0.7639 0.7763
March 0.8836 0.7804 0.8233
April 0.8475 0.8076 0.8272
May 0.8362 0.8001 0.8153
June 0.7901 0.7556 0.7696
July 0.7652 0.7411 0.7533
August 0.7612 0.7367 0.7519
September 0.7583 0.7331 0.7442
October 0.7554 0.7406 0.7474
November 0.7521 0.7052 0.7223
December 0.7072 0.6876 0.6991