2021 BZD to NZD Historical Review

YEARLY HIGH

0.7391 NZD

YEARLY LOW

0.6667 NZD

YEARLY AVERAGE

0.7017 NZD

2021 BZD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.7391. Conversely, the yearly low was recorded on February 24, dropping to 0.6667.

This high-to-low spread represents a total annual volatility of 0.0724 NZD. From a start-to-finish perspective, comparing the January average rate of 0.6902 to the December average rate of 0.7310, the exchange rate registered a net change of 5.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7391 was down 16.35% compared to the 2020 peak of 0.8836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 3,696 NZD

2020 Average 3,825 NZD

Yearly Trough Low 3,333 NZD

Transaction Impact: A difference of 362.15 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7357

0.6800

JanuMarcMayJulySeptNove

BZD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6922, compared to 0.7112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 0.6922

H2 Avg (Jul–Dec) 0.7112

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0360 NZD (High: 0.7274 / Low: 0.6914). On the other end, May was the most stable month, with a tight range of 0.0118 NZD (High: 0.6929 / Low: 0.6811).

November Spread (Volatile) ±0.0360

May Spread (Stable) ±0.0118

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0102 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7310) against the same month in 2020 (average: 0.6991), the exchange rate shifted by +0.0320 (+4.57%).

2021 Avg (December) 0.7310

2020 Avg (December) 0.6991

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7007	0.6796	0.6902
February	0.6934	0.6667	0.6847
March	0.7124	0.6801	0.6960
April	0.7079	0.6825	0.6969
May	0.6929	0.6811	0.6867
June	0.7152	0.6840	0.6989
July	0.7173	0.7037	0.7101
August	0.7277	0.7039	0.7112
September	0.7219	0.6939	0.7029
October	0.7184	0.6893	0.7033
November	0.7274	0.6914	0.7084
December	0.7391	0.7249	0.7310