2012 BZD to SGD Historical Review

YEARLY HIGH

0.6686 SGD

YEARLY LOW

0.6088 SGD

YEARLY AVERAGE

0.6391 SGD

2012 BZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 0.6686. Conversely, the yearly low was recorded on October 17, dropping to 0.6088.

This high-to-low spread represents a total annual volatility of 0.0598 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6452 to the December average rate of 0.6134, the exchange rate registered a net change of -4.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6686 was up 1.40% compared to the 2011 peak of 0.6593, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 3,343 SGD

2011 Average 3,159 SGD

Yearly Trough Low 3,044 SGD

Transaction Impact: A difference of 298.92 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6625

0.6089

JanuMarcMayJulySeptNove

BZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6438, compared to 0.6344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.6438

H2 Avg (Jul–Dec) 0.6344

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0418 SGD (High: 0.6506 / Low: 0.6088). On the other end, November was the most stable month, with a tight range of 0.0094 SGD (High: 0.6198 / Low: 0.6104).

October Spread (Volatile) ±0.0418

November Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0198 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.6581) against the same month in 2011 (average: 0.6113), the exchange rate shifted by +0.0468 (+7.65%).

2012 Avg (July) 0.6581

2011 Avg (July) 0.6113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6538	0.6344	0.6452
February	0.6430	0.6302	0.6372
March	0.6478	0.6357	0.6426
April	0.6443	0.6321	0.6384
May	0.6580	0.6316	0.6452
June	0.6611	0.6490	0.6544
July	0.6686	0.6447	0.6581
August	0.6644	0.6387	0.6562
September	0.6603	0.6243	0.6421
October	0.6506	0.6088	0.6222
November	0.6198	0.6104	0.6147
December	0.6220	0.6093	0.6134