2021 BZD to SGD Historical Review

YEARLY HIGH

0.6813 SGD

YEARLY LOW

0.6520 SGD

YEARLY AVERAGE

0.6667 SGD

2021 BZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.6813. Conversely, the yearly low was recorded on January 3, dropping to 0.6520.

This high-to-low spread represents a total annual volatility of 0.0293 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6576 to the December average rate of 0.6763, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6813 was down 6.70% compared to the 2020 peak of 0.7302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 3,407 SGD

2020 Average 3,423 SGD

Yearly Trough Low 3,260 SGD

Transaction Impact: A difference of 146.60 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6782

0.6557

JanuMarcMayJulySeptNove

BZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6611, compared to 0.6723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0112 points.

H1 Avg (Jan–Jun) 0.6611

H2 Avg (Jul–Dec) 0.6723

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0125 SGD (High: 0.6697 / Low: 0.6572). On the other end, May was the most stable month, with a tight range of 0.0080 SGD (High: 0.6631 / Low: 0.6552).

April Spread (Volatile) ±0.0125

May Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0039 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.6763) against the same month in 2020 (average: 0.6608), the exchange rate shifted by +0.0155 (+2.35%).

2021 Avg (December) 0.6763

2020 Avg (December) 0.6608

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6605	0.6520	0.6576
February	0.6635	0.6544	0.6587
March	0.6698	0.6586	0.6664
April	0.6697	0.6572	0.6625
May	0.6631	0.6552	0.6595
June	0.6677	0.6561	0.6618
July	0.6780	0.6673	0.6723
August	0.6773	0.6675	0.6722
September	0.6754	0.6653	0.6686
October	0.6751	0.6663	0.6705
November	0.6802	0.6683	0.6737
December	0.6813	0.6689	0.6763