2014 BZD to SGD Historical Review

YEARLY HIGH

0.6631 SGD

YEARLY LOW

0.6184 SGD

YEARLY AVERAGE

0.6341 SGD

2014 BZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.6631. Conversely, the yearly low was recorded on May 8, dropping to 0.6184.

This high-to-low spread represents a total annual volatility of 0.0447 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6380 to the December average rate of 0.6588, the exchange rate registered a net change of 3.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6631 was up 2.21% compared to the 2013 peak of 0.6488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 3,316 SGD

2013 Average 3,133 SGD

Yearly Trough Low 3,092 SGD

Transaction Impact: A difference of 223.48 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6624

0.6183

JanuMarcMayJulySeptNove

BZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6306, compared to 0.6376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.6306

H2 Avg (Jul–Dec) 0.6376

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0170 SGD (High: 0.6427 / Low: 0.6256). On the other end, August was the most stable month, with a tight range of 0.0039 SGD (High: 0.6269 / Low: 0.6230).

March Spread (Volatile) ±0.0170

August Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0138 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.6588) against the same month in 2013 (average: 0.6316), the exchange rate shifted by +0.0272 (+4.30%).

2014 Avg (December) 0.6588

2013 Avg (December) 0.6316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6433	0.6341	0.6380
February	0.6394	0.6310	0.6363
March	0.6427	0.6256	0.6369
April	0.6269	0.6194	0.6231
May	0.6284	0.6184	0.6232
June	0.6293	0.6246	0.6263
July	0.6244	0.6195	0.6220
August	0.6269	0.6230	0.6250
September	0.6401	0.6236	0.6325
October	0.6438	0.6352	0.6385
November	0.6528	0.6432	0.6486
December	0.6631	0.6528	0.6588