2020 CAD to NAD Historical Review

YEARLY HIGH

13.6539 NAD

YEARLY LOW

10.7749 NAD

YEARLY AVERAGE

12.2742 NAD

2020 CAD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 13.6539. Conversely, the yearly low was recorded on January 4, dropping to 10.7749.

This high-to-low spread represents a total annual volatility of 2.8790 NAD. From a start-to-finish perspective, comparing the January average rate of 10.9770 to the December average rate of 11.6148, the exchange rate registered a net change of 5.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.6539 was down 50.23% compared to the 2019 peak of 27.4334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 68,269 NAD

2019 Average 54,666 NAD

Yearly Trough Low 53,874 NAD

Transaction Impact: A difference of 14,395.08 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.4245

10.7545

JanuMarcMayJulySeptNove

CAD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.1662, compared to 12.3823 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2160 points.

H1 Avg (Jan–Jun) 12.1662

H2 Avg (Jul–Dec) 12.3823

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 1.5138 NAD (High: 13.6539 / Low: 12.1401). On the other end, July was the most stable month, with a tight range of 0.3379 NAD (High: 12.5979 / Low: 12.2600).

October Spread (Volatile) ±1.5138

July Spread (Stable) ±0.3379

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6968 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6968

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 12.5845) against the same month in 2019 (average: 11.2988), the exchange rate shifted by +1.2857 (+11.38%).

2020 Avg (October) 12.5845

2019 Avg (October) 11.2988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1652	10.7749	10.9770
February	11.4973	11.1165	11.2725
March	12.6578	11.4516	11.9265
April	13.5715	12.6907	13.2020
May	13.3049	12.6335	12.9927
June	12.8691	12.2081	12.6268
July	12.5979	12.2600	12.3954
August	13.3064	12.3477	13.0993
September	13.2978	12.3056	12.7119
October	13.6539	12.1401	12.5845
November	12.3095	11.7089	11.8877
December	11.8731	11.3166	11.6148