YEARLY HIGH
12.7772 NAD
YEARLY LOW
11.0161 NAD
YEARLY AVERAGE
11.7923 NAD

2021 CAD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 12.7772. Conversely, the yearly low was recorded on June 19, dropping to 11.0161.

This high-to-low spread represents a total annual volatility of 1.7611 NAD. From a start-to-finish perspective, comparing the January average rate of 11.8499 to the December average rate of 12.4262, the exchange rate registered a net change of 4.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.7772 was down 6.42% compared to the 2020 peak of 13.6539, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 63,886 NAD
2020 Average 61,380 NAD
Yearly Trough Low 55,080 NAD
Transaction Impact: A difference of 8,805.57 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.5374
11.2034
JanuMarcMayJulySeptNove

CAD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.6407, compared to 11.9440 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3033 points.

H1 Avg (Jan–Jun) 11.6407
H2 Avg (Jul–Dec) 11.9440

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.1878 NAD (High: 12.7772 / Low: 11.5894). On the other end, April was the most stable month, with a tight range of 0.3708 NAD (High: 11.7089 / Low: 11.3381).

November Spread (Volatile) ±1.1878
April Spread (Stable) ±0.3708

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3390 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 12.2983) against the same month in 2020 (average: 11.8877), the exchange rate shifted by +0.4106 (+3.45%).

2021 Avg (November) 12.2983
2020 Avg (November) 11.8877

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.1263 11.4227 11.8499
February 11.8100 11.4066 11.6033
March 12.2902 11.6774 11.9166
April 11.7089 11.3381 11.5776
May 11.7710 11.3516 11.5820
June 11.5991 11.0161 11.3146
July 11.9193 11.4114 11.6203
August 12.0283 11.1989 11.6619
September 11.9277 11.2511 11.7020
October 12.2444 11.6641 11.9554
November 12.7772 11.5894 12.2983
December 12.6273 12.1437 12.4262