YEARLY HIGH
12.3674 NAD
YEARLY LOW
11.4175 NAD
YEARLY AVERAGE
11.8331 NAD

2026 CAD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 12.3674. Conversely, the yearly low was recorded on July 6, dropping to 11.4175.

This high-to-low spread represents a total annual volatility of 0.9499 NAD. From a start-to-finish perspective, comparing the January average rate of 11.8341 to the December average rate of 11.7310, the exchange rate registered a net change of -0.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.3674 was down 11.53% compared to the 2025 peak of 13.9784, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 61,837 NAD
2025 Average 63,990 NAD
Yearly Trough Low 57,087 NAD
Transaction Impact: A difference of 4,749.45 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.2375
11.5874
JanuMarcMayJuly

CAD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8820, compared to 11.6863 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1957 points.

H1 Avg (Jan–Jun) 11.8820
H2 Avg (Jul–Dec) 11.6863

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.7414 NAD (High: 12.3674 / Low: 11.6260). On the other end, August was the most stable month, with a tight range of 0.0654 NAD (High: 11.7594 / Low: 11.6940).

March Spread (Volatile) ±0.7414
August Spread (Stable) ±0.0654

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2229 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 12.1833) against the same month in 2025 (average: 12.7043), the exchange rate shifted by -0.5210 (-4.10%).

2026 Avg (March) 12.1833
2025 Avg (March) 12.7043

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.0758 11.6734 11.8341
February 11.8357 11.5890 11.7243
March 12.3674 11.6260 12.1833
April 12.2095 11.8168 12.0214
May 12.2523 11.7688 11.8759
June 11.8532 11.4371 11.6529
July 11.9210 11.4175 11.6415
August 11.7594 11.6940 11.7310