YEARLY HIGH
16.6974 SCR
YEARLY LOW
8.9718 SCR
YEARLY AVERAGE
12.8229 SCR

2020 CAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 16.6974. Conversely, the yearly low was recorded on March 16, dropping to 8.9718.

This high-to-low spread represents a total annual volatility of 7.7256 SCR. From a start-to-finish perspective, comparing the January average rate of 10.4469 to the December average rate of 16.5484, the exchange rate registered a net change of 58.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.6974 was up 56.92% compared to the 2019 peak of 10.6406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 83,487 SCR
2019 Average 51,545 SCR
Yearly Trough Low 44,859 SCR
Transaction Impact: A difference of 38,628.19 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

17.2221
9.1382
JanuMarcMayJulySeptNove

CAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2666, compared to 14.3791 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1126 points.

H1 Avg (Jan–Jun) 11.2666
H2 Avg (Jul–Dec) 14.3791

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.9355 SCR (High: 12.6263 / Low: 9.6909). On the other end, September was the most stable month, with a tight range of 0.3210 SCR (High: 13.7427 / Low: 13.4217).

April Spread (Volatile) ±2.9355
September Spread (Stable) ±0.3210

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4757 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.4757

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 16.5484) against the same month in 2019 (average: 10.4033), the exchange rate shifted by +6.1451 (+59.07%).

2020 Avg (December) 16.5484
2019 Avg (December) 10.4033

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.5985 9.8766 10.4469
February 10.4054 9.9166 10.2876
March 10.2855 8.9718 9.8119
April 12.6263 9.6909 11.6538
May 12.9475 11.4184 12.4364
June 13.2652 12.4450 12.9628
July 13.4375 12.9360 13.0713
August 14.0263 13.2715 13.4939
September 13.7427 13.4217 13.5825
October 14.6868 13.5047 14.0005
November 16.0182 14.4594 15.5782
December 16.6974 16.0885 16.5484