YEARLY HIGH
11.1403 SCR
YEARLY LOW
9.5369 SCR
YEARLY AVERAGE
10.2389 SCR

2025 CAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 11.1403. Conversely, the yearly low was recorded on November 27, dropping to 9.5369.

This high-to-low spread represents a total annual volatility of 1.6034 SCR. From a start-to-finish perspective, comparing the January average rate of 9.9847 to the December average rate of 10.4473, the exchange rate registered a net change of 4.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.1403 was up 2.21% compared to the 2024 peak of 10.9000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 55,702 SCR
2024 Average 49,889 SCR
Yearly Trough Low 47,684 SCR
Transaction Impact: A difference of 8,017.19 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.5878
9.7877
JanuMarcMayJulySeptNove

CAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1793, compared to 10.2985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1192 points.

H1 Avg (Jan–Jun) 10.1793
H2 Avg (Jul–Dec) 10.2985

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 1.4577 SCR (High: 11.1403 / Low: 9.6827). On the other end, May was the most stable month, with a tight range of 0.1806 SCR (High: 10.3499 / Low: 10.1693).

December Spread (Volatile) ±1.4577
May Spread (Stable) ±0.1806

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3931 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3931

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 10.4473) against the same month in 2024 (average: 9.9001), the exchange rate shifted by +0.5472 (+5.53%).

2025 Avg (December) 10.4473
2024 Avg (December) 9.9001

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.5478 9.7998 9.9847
February 10.5266 9.8605 10.0888
March 10.1865 9.8776 9.9867
April 10.4021 10.0663 10.2411
May 10.3499 10.1693 10.2542
June 10.8657 10.2910 10.5204
July 10.7334 10.2069 10.4079
August 10.9215 10.1647 10.4325
September 11.0576 10.2100 10.5212
October 10.7858 9.6933 10.1280
November 10.7690 9.5369 9.8543
December 11.1403 9.6827 10.4473