2020 CAD to SGD Historical Review

YEARLY HIGH

1.0577 SGD

YEARLY LOW

0.9923 SGD

YEARLY AVERAGE

1.0287 SGD

2020 CAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 1.0577. Conversely, the yearly low was recorded on May 2, dropping to 0.9923.

This high-to-low spread represents a total annual volatility of 0.0654 SGD. From a start-to-finish perspective, comparing the January average rate of 1.0329 to the December average rate of 1.0400, the exchange rate registered a net change of 0.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0577 was up 0.76% compared to the 2019 peak of 1.0497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 5,289 SGD

2019 Average 5,141 SGD

Yearly Trough Low 4,962 SGD

Transaction Impact: A difference of 327.01 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0492

1.0096

JanuMarcMayJulySeptNove

CAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0251, compared to 1.0324 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 1.0251

H2 Avg (Jul–Dec) 1.0324

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0481 SGD (High: 1.0420 / Low: 0.9939). On the other end, July was the most stable month, with a tight range of 0.0123 SGD (High: 1.0340 / Low: 1.0217).

March Spread (Volatile) ±0.0481

July Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0292 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.0459) against the same month in 2019 (average: 1.0255), the exchange rate shifted by +0.0204 (+1.99%).

2020 Avg (February) 1.0459

2019 Avg (February) 1.0255

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0408	1.0263	1.0329
February	1.0577	1.0304	1.0459
March	1.0420	0.9939	1.0167
April	1.0197	1.0057	1.0129
May	1.0319	0.9923	1.0139
June	1.0384	1.0180	1.0282
July	1.0340	1.0217	1.0272
August	1.0435	1.0251	1.0342
September	1.0447	1.0222	1.0339
October	1.0353	1.0228	1.0295
November	1.0364	1.0230	1.0298
December	1.0492	1.0321	1.0400