2025 CAD to SGD Historical Review

YEARLY HIGH

0.9535 SGD

YEARLY LOW

0.9204 SGD

YEARLY AVERAGE

0.9351 SGD

2025 CAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.9535. Conversely, the yearly low was recorded on October 16, dropping to 0.9204.

This high-to-low spread represents a total annual volatility of 0.0331 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9456 to the December average rate of 0.9363, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9535 was down 4.73% compared to the 2024 peak of 1.0008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 4,767 SGD

2024 Average 4,877 SGD

Yearly Trough Low 4,602 SGD

Transaction Impact: A difference of 165.26 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9495

0.9235

JanuMarcMayJulySeptNove

CAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9394, compared to 0.9308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.9394

H2 Avg (Jul–Dec) 0.9308

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0206 SGD (High: 0.9535 / Low: 0.9329). On the other end, July was the most stable month, with a tight range of 0.0072 SGD (High: 0.9399 / Low: 0.9327).

January Spread (Volatile) ±0.0206

July Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0130 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.9456) against the same month in 2024 (average: 0.9956), the exchange rate shifted by -0.0500 (-5.02%).

2025 Avg (January) 0.9456

2024 Avg (January) 0.9956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9535	0.9329	0.9456
February	0.9469	0.9298	0.9413
March	0.9382	0.9220	0.9301
April	0.9521	0.9403	0.9474
May	0.9466	0.9278	0.9343
June	0.9437	0.9306	0.9379
July	0.9399	0.9327	0.9361
August	0.9353	0.9258	0.9314
September	0.9350	0.9250	0.9288
October	0.9305	0.9204	0.9257
November	0.9305	0.9231	0.9266
December	0.9396	0.9260	0.9363