YEARLY HIGH
0.9442 SGD
YEARLY LOW
0.9177 SGD
YEARLY AVERAGE
0.9277 SGD

2026 CAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.9442. Conversely, the yearly low was recorded on June 13, dropping to 0.9177.

This high-to-low spread represents a total annual volatility of 0.0265 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9289 to the December average rate of 0.9233, the exchange rate registered a net change of -0.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9442 was down 0.97% compared to the 2025 peak of 0.9535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 4,721 SGD
2025 Average 4,675 SGD
Yearly Trough Low 4,589 SGD
Transaction Impact: A difference of 132.62 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9339
0.9224
JanuFebrMarcApriMayJune

CAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9277, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9277 points.

H1 Avg (Jan–Jun) 0.9277
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0204 SGD (High: 0.9442 / Low: 0.9238). On the other end, June was the most stable month, with a tight range of 0.0089 SGD (High: 0.9266 / Low: 0.9177).

March Spread (Volatile) ±0.0204
June Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0066 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.9330) against the same month in 2025 (average: 0.9301), the exchange rate shifted by +0.0029 (+0.31%).

2026 Avg (March) 0.9330
2025 Avg (March) 0.9301

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9369 0.9246 0.9289
February 0.9336 0.9235 0.9280
March 0.9442 0.9238 0.9330
April 0.9360 0.9201 0.9264
May 0.9370 0.9229 0.9266
June 0.9266 0.9177 0.9233