YEARLY HIGH
34.1469 IRR
YEARLY LOW
21.1689 IRR
YEARLY AVERAGE
22.8935 IRR

2020 CDF to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 34.1469. Conversely, the yearly low was recorded on August 7, dropping to 21.1689.

This high-to-low spread represents a total annual volatility of 12.9780 IRR. From a start-to-finish perspective, comparing the January average rate of 24.9654 to the December average rate of 21.5940, the exchange rate registered a net change of -13.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 34.1469 was up 29.90% compared to the 2019 peak of 26.2873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 170,735 IRR
2019 Average 127,532 IRR
Yearly Trough Low 105,845 IRR
Transaction Impact: A difference of 64,890.01 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.3204
21.0602
JanuMarcMayJulySeptNove

CDF to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.1954, compared to 21.5916 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6038 points.

H1 Avg (Jan–Jun) 24.1954
H2 Avg (Jul–Dec) 21.5916

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 12.7533 IRR (High: 34.1469 / Low: 21.3936). On the other end, January was the most stable month, with a tight range of 0.0790 IRR (High: 25.0056 / Low: 24.9267).

July Spread (Volatile) ±12.7533
January Spread (Stable) ±0.0790

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.0866 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0866

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 22.0437) against the same month in 2019 (average: 25.3647), the exchange rate shifted by -3.3210 (-13.09%).

2020 Avg (July) 22.0437
2019 Avg (July) 25.3647

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.0056 24.9267 24.9654
February 25.0056 24.8239 24.9093
March 24.8303 24.5841 24.7097
April 24.6816 24.3505 24.5045
May 24.3503 23.0406 23.5849
June 23.0712 21.9221 22.4983
July 34.1469 21.3936 22.0437
August 21.5733 21.1689 21.4448
September 21.5261 21.3731 21.4514
October 23.2358 21.3972 21.6002
November 21.4541 21.3623 21.4152
December 28.3209 21.3310 21.5940