YEARLY HIGH
19.8224 IRR
YEARLY LOW
14.4575 IRR
YEARLY AVERAGE
15.6178 IRR

2025 CDF to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 19.8224. Conversely, the yearly low was recorded on July 26, dropping to 14.4575.

This high-to-low spread represents a total annual volatility of 5.3649 IRR. From a start-to-finish perspective, comparing the January average rate of 14.7602 to the December average rate of 18.6561, the exchange rate registered a net change of 26.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 19.8224 was up 25.43% compared to the 2024 peak of 15.8036, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 99,112 IRR
2024 Average 74,772 IRR
Yearly Trough Low 72,287 IRR
Transaction Impact: A difference of 26,824.68 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

19.4400
14.0865
JanuMarcMayJulySeptNove

CDF to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6385, compared to 16.5972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9588 points.

H1 Avg (Jan–Jun) 14.6385
H2 Avg (Jul–Dec) 16.5972

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 3.5734 IRR (High: 19.5924 / Low: 16.0190). On the other end, July was the most stable month, with a tight range of 0.1388 IRR (High: 14.5963 / Low: 14.4575).

October Spread (Volatile) ±3.5734
July Spread (Stable) ±0.1388

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3377 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3377

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 18.9938) against the same month in 2024 (average: 14.7143), the exchange rate shifted by +4.2795 (+29.08%).

2025 Avg (November) 18.9938
2024 Avg (November) 14.7143

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.8457 14.6646 14.7602
February 14.8714 14.5589 14.7011
March 14.8445 14.6435 14.6936
April 14.6854 14.4765 14.5479
May 14.6682 14.4658 14.5588
June 14.6333 14.4803 14.5691
July 14.5963 14.4575 14.5326
August 14.6903 14.4603 14.5503
September 15.9923 14.4602 14.8286
October 19.5924 16.0190 18.0218
November 19.8224 18.3442 18.9938
December 19.4238 18.3775 18.6561