2020 CDF to JMD Historical Review

YEARLY HIGH

0.0973 JMD

YEARLY LOW

0.0719 JMD

YEARLY AVERAGE

0.0769 JMD

2020 CDF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0973. Conversely, the yearly low was recorded on September 26, dropping to 0.0719.

This high-to-low spread represents a total annual volatility of 0.0255 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0798 to the December average rate of 0.0737, the exchange rate registered a net change of -7.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0973 was up 14.85% compared to the 2019 peak of 0.0848, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 487 JMD

2019 Average 404 JMD

Yearly Trough Low 359 JMD

Transaction Impact: A difference of 127.39 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0837

0.0723

JanuMarcMayJulySeptNove

CDF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0796, compared to 0.0742 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0796

H2 Avg (Jul–Dec) 0.0742

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0253 JMD (High: 0.0973 / Low: 0.0720). On the other end, November was the most stable month, with a tight range of 0.0015 JMD (High: 0.0753 / Low: 0.0738).

December Spread (Volatile) ±0.0253

November Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0737) against the same month in 2019 (average: 0.0816), the exchange rate shifted by -0.0079 (-9.68%).

2020 Avg (December) 0.0737

2019 Avg (December) 0.0816

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0828	0.0777	0.0798
February	0.0840	0.0809	0.0827
March	0.0809	0.0785	0.0793
April	0.0819	0.0783	0.0800
May	0.0827	0.0789	0.0808
June	0.0784	0.0726	0.0752
July	0.0749	0.0721	0.0736
August	0.0768	0.0745	0.0759
September	0.0756	0.0719	0.0733
October	0.0800	0.0720	0.0741
November	0.0753	0.0738	0.0747
December	0.0973	0.0720	0.0737