2021 CDF to JMD Historical Review

YEARLY HIGH

0.0783 JMD

YEARLY LOW

0.0720 JMD

YEARLY AVERAGE

0.0756 JMD

2021 CDF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0783. Conversely, the yearly low was recorded on January 5, dropping to 0.0720.

This high-to-low spread represents a total annual volatility of 0.0063 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0731 to the December average rate of 0.0772, the exchange rate registered a net change of 5.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0783 was down 19.59% compared to the 2020 peak of 0.0973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 391 JMD

2020 Average 385 JMD

Yearly Trough Low 360 JMD

Transaction Impact: A difference of 31.28 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0780

0.0726

JanuMarcMayJulySeptNove

CDF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0748, compared to 0.0765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0748

H2 Avg (Jul–Dec) 0.0765

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0040 JMD (High: 0.0773 / Low: 0.0733). On the other end, November was the most stable month, with a tight range of 0.0010 JMD (High: 0.0780 / Low: 0.0770).

April Spread (Volatile) ±0.0040

November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0772) against the same month in 2020 (average: 0.0737), the exchange rate shifted by +0.0035 (+4.68%).

2021 Avg (December) 0.0772

2020 Avg (December) 0.0737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0741	0.0720	0.0731
February	0.0765	0.0742	0.0756
March	0.0760	0.0728	0.0742
April	0.0773	0.0733	0.0752
May	0.0772	0.0743	0.0755
June	0.0759	0.0744	0.0751
July	0.0781	0.0747	0.0767
August	0.0781	0.0763	0.0774
September	0.0763	0.0739	0.0750
October	0.0772	0.0734	0.0752
November	0.0780	0.0770	0.0775
December	0.0783	0.0767	0.0772