YEARLY HIGH
0.0756 JMD
YEARLY LOW
0.0541 JMD
YEARLY AVERAGE
0.0590 JMD

2025 CDF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0756. Conversely, the yearly low was recorded on April 1, dropping to 0.0541.

This high-to-low spread represents a total annual volatility of 0.0214 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0550 to the December average rate of 0.0709, the exchange rate registered a net change of 28.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0756 was up 29.21% compared to the 2024 peak of 0.0585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 378 JMD
2024 Average 278 JMD
Yearly Trough Low 271 JMD
Transaction Impact: A difference of 107.21 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0741
0.0528
JanuMarcMayJulySeptNove

CDF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0549, compared to 0.0631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.0549
H2 Avg (Jul–Dec) 0.0631

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0140 JMD (High: 0.0750 / Low: 0.0611). On the other end, February was the most stable month, with a tight range of 0.0006 JMD (High: 0.0554 / Low: 0.0548).

October Spread (Volatile) ±0.0140
February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0724) against the same month in 2024 (average: 0.0554), the exchange rate shifted by +0.0170 (+30.61%).

2025 Avg (November) 0.0724
2024 Avg (November) 0.0554

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0556 0.0544 0.0550
February 0.0554 0.0548 0.0551
March 0.0552 0.0544 0.0547
April 0.0551 0.0541 0.0545
May 0.0555 0.0546 0.0549
June 0.0557 0.0548 0.0552
July 0.0555 0.0548 0.0552
August 0.0559 0.0549 0.0553
September 0.0609 0.0550 0.0565
October 0.0750 0.0611 0.0688
November 0.0756 0.0699 0.0724
December 0.0741 0.0696 0.0709