2025 CDF to PHP Historical Review

YEARLY HIGH

0.0278 PHP

YEARLY LOW

0.0190 PHP

YEARLY AVERAGE

0.0214 PHP

2025 CDF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0278. Conversely, the yearly low was recorded on May 11, dropping to 0.0190.

This high-to-low spread represents a total annual volatility of 0.0088 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0205 to the December average rate of 0.0261, the exchange rate registered a net change of 27.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0278 was up 32.26% compared to the 2024 peak of 0.0210, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 139 PHP

2024 Average 102 PHP

Yearly Trough Low 95 PHP

Transaction Impact: A difference of 43.81 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0273

0.0185

JanuMarcMayJulySeptNove

CDF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0198, compared to 0.0229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0198

H2 Avg (Jul–Dec) 0.0229

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0049 PHP (High: 0.0271 / Low: 0.0222). On the other end, March was the most stable month, with a tight range of 0.0003 PHP (High: 0.0202 / Low: 0.0199).

October Spread (Volatile) ±0.0049

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0265) against the same month in 2024 (average: 0.0205), the exchange rate shifted by +0.0060 (+29.38%).

2025 Avg (November) 0.0265

2024 Avg (November) 0.0205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0207	0.0203	0.0205
February	0.0207	0.0201	0.0203
March	0.0202	0.0199	0.0200
April	0.0198	0.0193	0.0196
May	0.0194	0.0190	0.0192
June	0.0198	0.0191	0.0195
July	0.0201	0.0194	0.0196
August	0.0201	0.0195	0.0197
September	0.0221	0.0195	0.0202
October	0.0271	0.0222	0.0250
November	0.0278	0.0256	0.0265
December	0.0272	0.0256	0.0261