YEARLY HIGH
0.0275 PHP
YEARLY LOW
0.0249 PHP
YEARLY AVERAGE
0.0264 PHP

2026 CDF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.0275. Conversely, the yearly low was recorded on February 24, dropping to 0.0249.

This high-to-low spread represents a total annual volatility of 0.0026 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0262 to the December average rate of 0.0268, the exchange rate registered a net change of 2.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0275 was down 0.92% compared to the 2025 peak of 0.0278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 138 PHP
2025 Average 107 PHP
Yearly Trough Low 125 PHP
Transaction Impact: A difference of 12.95 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0270
0.0257
JanuMarcMayJuly

CDF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0263, compared to 0.0268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0263
H2 Avg (Jul–Dec) 0.0268

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0024 PHP (High: 0.0273 / Low: 0.0249). On the other end, July was the most stable month, with a tight range of 0.0006 PHP (High: 0.0272 / Low: 0.0266).

February Spread (Volatile) ±0.0024
July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0262) against the same month in 2025 (average: 0.0205), the exchange rate shifted by +0.0057 (+27.74%).

2026 Avg (January) 0.0262
2025 Avg (January) 0.0205

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0275 0.0254 0.0262
February 0.0273 0.0249 0.0258
March 0.0272 0.0254 0.0262
April 0.0265 0.0256 0.0260
May 0.0271 0.0264 0.0269
June 0.0270 0.0260 0.0266
July 0.0272 0.0266 0.0268