2020 COP to BIF Historical Review

YEARLY HIGH

0.5813 BIF

YEARLY LOW

0.4509 BIF

YEARLY AVERAGE

0.5205 BIF

2020 COP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the COP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.5813. Conversely, the yearly low was recorded on March 19, dropping to 0.4509.

This high-to-low spread represents a total annual volatility of 0.1303 BIF. From a start-to-finish perspective, comparing the January average rate of 0.5694 to the December average rate of 0.5611, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5813 was down 2.15% compared to the 2019 peak of 0.5941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000,000 COP based on timing:

Yearly Peak High 2,906,317 BIF

2019 Average 2,810,294 BIF

Yearly Trough Low 2,254,690 BIF

Transaction Impact: A difference of 651,626.91 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5785

0.4688

JanuMarcMayJulySeptNove

COP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5168, compared to 0.5242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.5168

H2 Avg (Jul–Dec) 0.5242

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0974 BIF (High: 0.5483 / Low: 0.4509). On the other end, October was the most stable month, with a tight range of 0.0138 BIF (High: 0.5131 / Low: 0.4994).

March Spread (Volatile) ±0.0974

October Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0645 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5694) against the same month in 2019 (average: 0.5706), the exchange rate shifted by -0.0012 (-0.21%).

2020 Avg (January) 0.5694

2019 Avg (January) 0.5706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5813	0.5529	0.5694
February	0.5602	0.5414	0.5543
March	0.5483	0.4509	0.4897
April	0.4964	0.4618	0.4779
May	0.5142	0.4759	0.4946
June	0.5357	0.5012	0.5150
July	0.5341	0.5132	0.5273
August	0.5178	0.4999	0.5102
September	0.5296	0.4977	0.5150
October	0.5131	0.4994	0.5048
November	0.5386	0.4997	0.5265
December	0.5711	0.5445	0.5611