YEARLY HIGH
0.8023 BIF
YEARLY LOW
0.6560 BIF
YEARLY AVERAGE
0.7313 BIF

2025 COP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the COP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.8023. Conversely, the yearly low was recorded on April 9, dropping to 0.6560.

This high-to-low spread represents a total annual volatility of 0.1463 BIF. From a start-to-finish perspective, comparing the January average rate of 0.6853 to the December average rate of 0.7786, the exchange rate registered a net change of 13.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8023 was up 5.35% compared to the 2024 peak of 0.7616, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000,000 COP based on timing:

Yearly Peak High 4,011,560 BIF
2024 Average 3,548,229 BIF
Yearly Trough Low 3,280,189 BIF
Transaction Impact: A difference of 731,371.07 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7910
0.6756
JanuMarcMayJulySeptNove

COP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7054, compared to 0.7573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0519 points.

H1 Avg (Jan–Jun) 0.7054
H2 Avg (Jul–Dec) 0.7573

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0682 BIF (High: 0.7242 / Low: 0.6560). On the other end, June was the most stable month, with a tight range of 0.0231 BIF (High: 0.7317 / Low: 0.7086).

April Spread (Volatile) ±0.0682
June Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0208 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.7786) against the same month in 2024 (average: 0.6713), the exchange rate shifted by +0.1073 (+15.99%).

2025 Avg (December) 0.7786
2024 Avg (December) 0.6713

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7115 0.6676 0.6853
February 0.7270 0.7021 0.7154
March 0.7290 0.7030 0.7144
April 0.7242 0.6560 0.6937
May 0.7280 0.6772 0.7023
June 0.7317 0.7086 0.7214
July 0.7483 0.7050 0.7328
August 0.7437 0.7119 0.7336
September 0.7728 0.7390 0.7568
October 0.7741 0.7492 0.7605
November 0.7968 0.7564 0.7814
December 0.8023 0.7661 0.7786