YEARLY HIGH
0.9395 BIF
YEARLY LOW
0.7639 BIF
YEARLY AVERAGE
0.8295 BIF

2026 COP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the COP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.9395. Conversely, the yearly low was recorded on March 9, dropping to 0.7639.

This high-to-low spread represents a total annual volatility of 0.1757 BIF. From a start-to-finish perspective, comparing the January average rate of 0.8018 to the December average rate of 0.9111, the exchange rate registered a net change of 13.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9395 was up 17.10% compared to the 2025 peak of 0.8023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000,000 COP based on timing:

Yearly Peak High 4,697,704 BIF
2025 Average 3,657,019 BIF
Yearly Trough Low 3,819,433 BIF
Transaction Impact: A difference of 878,271.14 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9224
0.7869
JanuMarcMayJuly

COP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8158, compared to 0.9111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0953 points.

H1 Avg (Jan–Jun) 0.8158
H2 Avg (Jul–Dec) 0.9111

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0732 BIF (High: 0.9395 / Low: 0.8663). On the other end, May was the most stable month, with a tight range of 0.0090 BIF (High: 0.8221 / Low: 0.8132).

July Spread (Volatile) ±0.0732
May Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0067 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.9111) against the same month in 2025 (average: 0.7328), the exchange rate shifted by +0.1784 (+24.34%).

2026 Avg (July) 0.9111
2025 Avg (July) 0.7328

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8281 0.7842 0.8018
February 0.8182 0.7880 0.8049
March 0.8159 0.7639 0.7982
April 0.8356 0.8054 0.8215
May 0.8221 0.8132 0.8173
June 0.8704 0.8165 0.8513
July 0.9395 0.8663 0.9111