2012 DJF to HNL Historical Review

YEARLY HIGH

0.1122 HNL

YEARLY LOW

0.1059 HNL

YEARLY AVERAGE

0.1083 HNL

2012 DJF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the DJF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.1122. Conversely, the yearly low was recorded on April 12, dropping to 0.1059.

This high-to-low spread represents a total annual volatility of 0.0063 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1068 to the December average rate of 0.1116, the exchange rate registered a net change of 4.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1122 was up 5.05% compared to the 2011 peak of 0.1068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 561 HNL

2011 Average 532 HNL

Yearly Trough Low 530 HNL

Transaction Impact: A difference of 31.40 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1121

0.1060

JanuMarcMayJulySeptNove

DJF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1067, compared to 0.1100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.1067

H2 Avg (Jul–Dec) 0.1100

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0025 HNL (High: 0.1099 / Low: 0.1075). On the other end, May was the most stable month, with a tight range of 0.0007 HNL (High: 0.1070 / Low: 0.1063).

August Spread (Volatile) ±0.0025

May Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.1116) against the same month in 2011 (average: 0.1064), the exchange rate shifted by +0.0052 (+4.90%).

2012 Avg (December) 0.1116

2011 Avg (December) 0.1064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1070	0.1061	0.1068
February	0.1071	0.1062	0.1068
March	0.1071	0.1062	0.1067
April	0.1070	0.1059	0.1065
May	0.1070	0.1063	0.1065
June	0.1068	0.1060	0.1065
July	0.1091	0.1068	0.1072
August	0.1099	0.1075	0.1093
September	0.1106	0.1090	0.1101
October	0.1111	0.1101	0.1107
November	0.1115	0.1108	0.1112
December	0.1122	0.1109	0.1116