2020 DJF to HNL Historical Review

YEARLY HIGH

0.1421 HNL

YEARLY LOW

0.1356 HNL

YEARLY AVERAGE

0.1389 HNL

2020 DJF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.1421. Conversely, the yearly low was recorded on December 27, dropping to 0.1356.

This high-to-low spread represents a total annual volatility of 0.0065 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1392 to the December average rate of 0.1362, the exchange rate registered a net change of -2.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1421 was down 13.96% compared to the 2019 peak of 0.1652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 711 HNL

2019 Average 690 HNL

Yearly Trough Low 678 HNL

Transaction Impact: A difference of 32.50 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1407

0.1358

JanuMarcMayJulySeptNove

DJF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1398, compared to 0.1381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.1398

H2 Avg (Jul–Dec) 0.1381

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0041 HNL (High: 0.1421 / Low: 0.1380). On the other end, June was the most stable month, with a tight range of 0.0009 HNL (High: 0.1403 / Low: 0.1394).

January Spread (Volatile) ±0.0041

June Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0010 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1392) against the same month in 2019 (average: 0.1381), the exchange rate shifted by +0.0011 (+0.79%).

2020 Avg (January) 0.1392

2019 Avg (January) 0.1381

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1421	0.1380	0.1392
February	0.1401	0.1383	0.1394
March	0.1405	0.1379	0.1397
April	0.1404	0.1390	0.1399
May	0.1406	0.1394	0.1403
June	0.1403	0.1394	0.1401
July	0.1401	0.1390	0.1398
August	0.1401	0.1385	0.1389
September	0.1393	0.1382	0.1388
October	0.1385	0.1376	0.1380
November	0.1381	0.1363	0.1371
December	0.1366	0.1356	0.1362