2020 DJF to JMD Historical Review

YEARLY HIGH

0.8459 JMD

YEARLY LOW

0.7359 JMD

YEARLY AVERAGE

0.7974 JMD

2020 DJF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.8459. Conversely, the yearly low was recorded on January 5, dropping to 0.7359.

This high-to-low spread represents a total annual volatility of 0.1100 JMD. From a start-to-finish perspective, comparing the January average rate of 0.7559 to the December average rate of 0.8074, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8459 was down 5.03% compared to the 2019 peak of 0.8907, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 4,230 JMD

2019 Average 3,753 JMD

Yearly Trough Low 3,680 JMD

Transaction Impact: A difference of 549.93 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8455

0.7478

JanuMarcMayJulySeptNove

DJF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7791, compared to 0.8156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0365 points.

H1 Avg (Jan–Jun) 0.7791

H2 Avg (Jul–Dec) 0.8156

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0479 JMD (High: 0.7839 / Low: 0.7359). On the other end, November was the most stable month, with a tight range of 0.0170 JMD (High: 0.8320 / Low: 0.8150).

January Spread (Volatile) ±0.0479

November Spread (Stable) ±0.0170

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0294 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0294

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.8373) against the same month in 2019 (average: 0.7581), the exchange rate shifted by +0.0793 (+10.46%).

2020 Avg (August) 0.8373

2019 Avg (August) 0.7581

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7839	0.7359	0.7559
February	0.7947	0.7707	0.7855
March	0.7707	0.7498	0.7595
April	0.7953	0.7529	0.7727
May	0.8259	0.7901	0.8106
June	0.8033	0.7827	0.7907
July	0.8268	0.7807	0.8041
August	0.8459	0.8263	0.8373
September	0.8330	0.7947	0.8080
October	0.8203	0.7948	0.8114
November	0.8320	0.8150	0.8254
December	0.8223	0.7977	0.8074