2025 DJF to JMD Historical Review

YEARLY HIGH

0.9099 JMD

YEARLY LOW

0.8743 JMD

YEARLY AVERAGE

0.8945 JMD

2025 DJF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the DJF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 0.9099. Conversely, the yearly low was recorded on March 30, dropping to 0.8743.

This high-to-low spread represents a total annual volatility of 0.0355 JMD. From a start-to-finish perspective, comparing the January average rate of 0.8827 to the December average rate of 0.8996, the exchange rate registered a net change of 1.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9099 was up 1.30% compared to the 2024 peak of 0.8982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 4,549 JMD

2024 Average 4,397 JMD

Yearly Trough Low 4,372 JMD

Transaction Impact: A difference of 177.54 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9040

0.8804

JanuMarcMayJulySeptNove

DJF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8886, compared to 0.9005 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0120 points.

H1 Avg (Jan–Jun) 0.8886

H2 Avg (Jul–Dec) 0.9005

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0160 JMD (High: 0.8904 / Low: 0.8744). On the other end, September was the most stable month, with a tight range of 0.0059 JMD (High: 0.9027 / Low: 0.8968).

January Spread (Volatile) ±0.0160

September Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0046 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 0.8999) against the same month in 2024 (average: 0.8822), the exchange rate shifted by +0.0176 (+2.00%).

2025 Avg (August) 0.8999

2024 Avg (August) 0.8822

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8904	0.8744	0.8827
February	0.8897	0.8786	0.8869
March	0.8877	0.8743	0.8823
April	0.8916	0.8836	0.8883
May	0.8974	0.8892	0.8927
June	0.9027	0.8936	0.8984
July	0.9032	0.8958	0.8992
August	0.9099	0.8957	0.8999
September	0.9027	0.8968	0.9004
October	0.9070	0.8985	0.9020
November	0.9060	0.8987	0.9020
December	0.9051	0.8943	0.8996