2021 DJF to JMD Historical Review

YEARLY HIGH

0.8768 JMD

YEARLY LOW

0.7969 JMD

YEARLY AVERAGE

0.8461 JMD

2021 DJF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.8768. Conversely, the yearly low was recorded on January 5, dropping to 0.7969.

This high-to-low spread represents a total annual volatility of 0.0799 JMD. From a start-to-finish perspective, comparing the January average rate of 0.8092 to the December average rate of 0.8671, the exchange rate registered a net change of 7.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8768 was up 3.66% compared to the 2020 peak of 0.8459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 4,384 JMD

2020 Average 3,987 JMD

Yearly Trough Low 3,985 JMD

Transaction Impact: A difference of 399.63 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8796

0.8028

JanuMarcMayJulySeptNove

DJF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8343, compared to 0.8578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0235 points.

H1 Avg (Jan–Jun) 0.8343

H2 Avg (Jul–Dec) 0.8578

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0464 JMD (High: 0.8650 / Low: 0.8186). On the other end, November was the most stable month, with a tight range of 0.0085 JMD (High: 0.8768 / Low: 0.8684).

April Spread (Volatile) ±0.0464

November Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0252 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8732) against the same month in 2020 (average: 0.8254), the exchange rate shifted by +0.0478 (+5.79%).

2021 Avg (November) 0.8732

2020 Avg (November) 0.8254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8229	0.7969	0.8092
February	0.8510	0.8244	0.8413
March	0.8487	0.8159	0.8282
April	0.8650	0.8186	0.8403
May	0.8628	0.8359	0.8467
June	0.8452	0.8332	0.8402
July	0.8729	0.8374	0.8588
August	0.8711	0.8507	0.8644
September	0.8508	0.8276	0.8392
October	0.8676	0.8220	0.8444
November	0.8768	0.8684	0.8732
December	0.8739	0.8592	0.8671