2020 DJF to STD Historical Review

YEARLY HIGH

124.3526 STD

YEARLY LOW

114.5285 STD

YEARLY AVERAGE

120.8796 STD

2020 DJF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 124.3526. Conversely, the yearly low was recorded on December 30, dropping to 114.5285.

This high-to-low spread represents a total annual volatility of 9.8241 STD. From a start-to-finish perspective, comparing the January average rate of 121.1121 to the December average rate of 116.1268, the exchange rate registered a net change of -4.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 124.3526 was down 12.54% compared to the 2019 peak of 142.1857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 621,763 STD

2019 Average 598,901 STD

Yearly Trough Low 572,643 STD

Transaction Impact: A difference of 49,120.49 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

124.9624

115.3235

JanuMarcMayJulySeptNove

DJF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.3364, compared to 118.4228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.9136 points.

H1 Avg (Jan–Jun) 123.3364

H2 Avg (Jul–Dec) 118.4228

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 3.4789 STD (High: 123.5622 / Low: 120.0834). On the other end, January was the most stable month, with a tight range of 0.0340 STD (High: 121.1280 / Low: 121.0940).

July Spread (Volatile) ±3.4789

January Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.8227 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.8227

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 124.1591) against the same month in 2019 (average: 118.2505), the exchange rate shifted by +5.9086 (+5.00%).

2020 Avg (March) 124.1591

2019 Avg (March) 118.2505

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	121.1280	121.0940	121.1121
February	123.8920	121.0940	123.2363
March	124.3526	123.8572	124.1591
April	124.3526	123.8455	123.8831
May	123.8803	123.8436	123.8628
June	123.8784	123.5440	123.7651
July	123.5622	120.0834	122.4330
August	120.1685	117.7536	118.6103
September	118.1938	116.9454	117.7551
October	118.2248	117.1664	117.9161
November	118.2560	117.3858	117.6955
December	117.4527	114.5285	116.1268