2020 DZD to HRK Historical Review

YEARLY HIGH

0.0579 HRK

YEARLY LOW

0.0464 HRK

YEARLY AVERAGE

0.0523 HRK

2020 DZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0579. Conversely, the yearly low was recorded on December 30, dropping to 0.0464.

This high-to-low spread represents a total annual volatility of 0.0115 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0561 to the December average rate of 0.0472, the exchange rate registered a net change of -15.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0579 was up 2.75% compared to the 2019 peak of 0.0564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 290 HRK

2019 Average 277 HRK

Yearly Trough Low 232 HRK

Transaction Impact: A difference of 57.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0576

0.0462

JanuMarcMayJulySeptNove

DZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0550, compared to 0.0495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.0550

H2 Avg (Jul–Dec) 0.0495

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0028 HRK (High: 0.0521 / Low: 0.0494). On the other end, January was the most stable month, with a tight range of 0.0006 HRK (High: 0.0563 / Low: 0.0558).

July Spread (Volatile) ±0.0028

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0564) against the same month in 2019 (average: 0.0552), the exchange rate shifted by +0.0012 (+2.21%).

2020 Avg (March) 0.0564

2019 Avg (March) 0.0552

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0563	0.0558	0.0561
February	0.0571	0.0559	0.0567
March	0.0579	0.0552	0.0564
April	0.0563	0.0541	0.0549
May	0.0544	0.0532	0.0540
June	0.0531	0.0519	0.0522
July	0.0521	0.0494	0.0512
August	0.0498	0.0490	0.0495
September	0.0501	0.0493	0.0497
October	0.0505	0.0496	0.0500
November	0.0505	0.0490	0.0496
December	0.0485	0.0464	0.0472